Billy  Alt

Billy Alt

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Closed

$650,000

($377,372 down)
VA

4674 Europa Trail N, Hugo, MN 55038

4
3
3,602 sqft
PITI Monthly
$1,672.59 /mo

Listing courtesy of: , Keller Williams Preferred Rlty

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,218 /mo
$1,992 /mo

What's Special

LOCATION
DINING
SPACIOUS
LUXURY
HARDWOOD FLOORS
FIREPLACE
WET BAR
CHARMING

Prepare to be captivated! Nestled mere BLOCKS from the shimmering expanse of Bald Eagle Lake, this custom-built rambler offers a lifestyle of unparalleled comfort and effortless elegance. This isn't just a house; it's a sanctuary meticulously crafted for discerning individuals who appreciate the finer things in life. From the moment you step into the inviting foyer, you'll be enveloped in a sense of spaciousness and sophistication, highlighted by a vaulted and open layout that seamlessly blends form and function. Lofty ceilings and strategically placed accent lighting create an ambiance of relaxed refinement, while the private rear balconies beckons you to unwind and reconnect with nature. The heart of this home is undoubtedly its meticulously designed interior, where no detail has been overlooked. Gleaming hardwood floors flow gracefully throughout the main level, adding a touch of timeless elegance. A stunning fireplace serves as a focal point, providing warmth and visual appeal to both the living and dining areas. The kitchen is a chef's dream, boasting premium appliances, exquisite countertops, and a convenient breakfast bar perfect for casual meals and morning gatherings. This home truly embraces the concept of one-level living at its finest. Forget the hassle of stairs; everything you need is conveniently located on the main level, including TWO primary suites! Descend to the lower level, and you'll discover an entertainer's paradise. The open floor plan provides ample space for hosting gatherings of any size, while the private walk-out allows for seamless indoor-outdoor flow. The wet bar/kitchen area is a true highlight, equipped with everything you need to effortlessly prepare and serve refreshments to your guests. High-end details and finishes are evident throughout, from the elegant fixtures, dual-sided fireplace, to the custom millwork. The abundance of natural light creates a bright and airy atmosphere, making you feel instantly at home. Living just blocks from Bald Eagle Lake means endless opportunities for outdoor recreation. Spend your days boating, fishing, swimming, or simply relaxing on the shore. Enjoy the vibrant local community, with its charming shops, restaurants, and cultural attractions. This exceptional rambler offers a rare combination of luxury, convenience, and location. It's the perfect place to call home for those who demand the best. Don't miss your chance to experience the ultimate in one-level living. One Year Home Warranty included for a new homeowner. Schedule your private showing today and prepare to be amazed! This is more than just a home; it's a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.84
Remaining Loan Term
26 years, 5 months
Monthly PITI
$1,672.59/mo
Estimated Loan Balance
$333,771
Cash to close
$377,372
Interest Paid
$28,873

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: Two Sided, Family Room, Gas, Living Room, Primary Bedroom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Age 8 Years or Less, Pitched
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Age 8 Years or Less, Pitched
Condition
  • Year Built: 2002
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Woods Of Bald Eagle Lake
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Hugo

Financial Details

  • Price per Sqft: $180.46
  • Tax Annual Amount: $3450
  • On Market Date: 2025-03-11T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $377,372 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $377,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$272,628
Your Cash:$377,372
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,218/mo
Traditional @ 7.15%
$2,067/mo
You save $848/month ($10,180/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6649500

Listing From: northstar

Last updated: 2025-04-23T16:42:03.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.84%
7.15%

Principal & Interest

$1,218 /mo
$1,992 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $377,372 (58%)
You can enter any amount below - secondary financing will cover the difference if needed.
58%
$

You cover the entire equity of $377,372!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.84% Sellers Rate
$272,628
Your Cash:$377,372
Total Purchase Price:$650,000

Assumed vs Traditional Mortgage

Assumed @ 2.84%
$1,218/mo
Traditional @ 7.15%
$2,067/mo
You save $848/month ($10,180/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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