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$205,000

($22,589 down)
FHA

409 N 4th Avenue, Sterling, CO 80751

2
1
828 sqft
PITI Monthly
$1,431.83 /mo

Listing courtesy of: Mandy Weichel, Colorado Land Co. LLC

Assumed Rate

6.64%
7.15%

Principal & Interest

$1,184 /mo
$1,247 /mo

What's Special

REMODELED
LOCATION
SHOPPING
SAFE
COZY
EFFICIENT

FHA, VA, USDA ALL ACCEPTABLE! Comfortable & Efficient Home Close to Downtown Sterling!Welcome to 409 N 4th Street, a well-maintained and thoughtfully updated home offering comfort, accessibility, and convenience. Ideally located within walking distance to downtown restaurants, shopping, and community festivals, or simply hop on the bus just steps away for a quick ride to all the downtown attractions-this location connects you effortlessly to everything Sterling has to offer.Inside, you'll enjoy a remodeled kitchen and bathroom, newer flooring, and updated windows that brighten the home. The bathroom has been upgraded for handicap accessibility, and a new, beautifully constructed ramp ensures easy and safe entry.Stay cozy year-round with two heat sources-a new Rinnai heater and electric baseboard heat throughout. Additional features include a tankless on-demand hot water heater, metal roof, and new insulation, providing energy efficiency and long-term savings & a broan whole house air system recently installed!With its many updates and prime location, this home offers a blend of practicality and comfort in the heart of Sterling.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
6.64
Remaining Loan Term
28 years, 10 months
Monthly PITI
$1,431.83/mo
Estimated Loan Balance
$189,888
Cash to close
$22,589
Interest Paid
$14,216

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 2
  • Bathrooms: 1
Cooling & Heating
  • Cooling: Ceiling Fan(s)
  • Heating: Baseboard, Forced Air
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Laminate

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Metal
Parking
  • Garage: No
  • Garage Spaces:
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: Public Sewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Cottage
Materials
  • Frame
  • Roof: Metal
Condition
  • Year Built: 1916
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Park 3rd Addn
  • Features: Unknown
HOA
  • Has HOA: No
Location
  • Region: Sterling

Financial Details

  • Price per Sqft: $247.58
  • Tax Annual Amount: $161
  • On Market Date: 2025-04-16T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $22,589 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $22,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$182,411
Your Cash$22,589
Total Purchase Price:$205,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$1,184/mo
Traditional @ 7.15%
$1,293/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

MLS ID: RECIR1031619

Listing From: recolorado

Last updated: 2025-05-05T16:11:16.000Z

© , recolorado. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.64%
7.15%

Principal & Interest

$1,184 /mo
$1,247 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $22,589 (11%)
You can enter any amount below - secondary financing will cover the difference if needed.
11%
$

You cover the entire equity of $22,589!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.64% Sellers Rate
$182,411
Your Cash$22,589
Total Purchase Price:$205,000

Assumed vs Traditional Mortgage

Assumed @ 6.64%
$1,184/mo
Traditional @ 7.15%
$1,293/mo
You save $109/month ($1,313/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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