Billy  Alt

Billy Alt

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$995,000

($373,863 down)
VA

3019 W TRAIL Drive, Phoenix, AZ 85086

3
3
2,564 sqft
PITI Monthly
$3,424.16 /mo

Listing courtesy of: Ceejay Cesiel, SERHANT.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,827 /mo
$4,617 /mo

What's Special

SPACIOUS
LUXURY
FIREPLACE
PATIO
CHARMING
COZY

This exceptional single-story home offers 3 bedrooms, 2.5 bathrooms, & sits on a full acre of peaceful desert beauty with private gated entry. Step inside to soaring ceilings, bright open floor plan, & breathtaking views of the expansive backyard retreat. The private primary suite boasts an updated walk-in shower, while the spacious living room features a cozy gas fireplace & eye-catching wood beam accents. Movie nights are next level in your very own home theater, complete with a screen and projector. The open-concept kitchen is a true entertainer's dream—centered around a massive island & designed for seamless hosting. Step outside to unwind under a large covered patio, enjoy multiple seating areas, & fire up the built-in BBQ under a charming ramada. The sparkling pool is framed by lush landscaping, and raised garden beds offer space to grow your favorite herbs, fruits, and veggies. With a 3-car garage plus an RV parking pad with electrical hookup, this home blends luxury living with ultimate functionalityready for your next adventure or relaxing weekend at home. *VA Assumable Loan at 2.25%*

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.85
Remaining Loan Term
25 years, 11 months
Monthly PITI
$3,424.16/mo
Estimated Loan Balance
$725,513
Cash to close
$373,863
Interest Paid
$76,064

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 3
Cooling & Heating
  • Cooling: Central Air, Ceiling Fan(s), Programmable Thmstat
  • Heating: Electric
Features
  • Materials: Stucco, Wood Frame, Painted
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: 1 Fireplace, Fire Pit, Family Room, Gas
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Block
Roof
  • Roof: Built-Up, Foam
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: Yes
  • Carport Spaces: 3
Water
  • Sewer: Septic in & Cnctd, Septic Tank
  • Water Source: Shared Well
Pool
  • Has Pool: Yes
  • Pool Features: Private

Construction

Type & Style
  • Stories: 1
  • Home type: Single Family Residence
  • Architectural Style: Ranch
Materials
  • Stucco, Wood Frame, Painted
  • Roof: Built-Up, Foam
Condition
  • Year Built: 2002
Details
  • Builder: Unknown

Community & HOA

Community
  • Subdivision: Mountain Views w No HOA
  • Features:
HOA
  • Has HOA: No
Location
  • Region: Phoenix

Financial Details

  • Price per Sqft: $388.07
  • Tax Annual Amount: $4565
  • On Market Date: 2025-04-24T18:10:11.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,863 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $373,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$621,137
Your Cash$373,863
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,827/mo
Traditional @ 7.15%
$4,789/mo
You save $1,962/month ($23,545/year)

*Secondary financing rates are an estimated value based on input

MLS ID: 6856434

Listing From: Arizona Regional Multiple Listing Service (ARMLS)

Last updated: 2025-05-02T19:00:00.000Z

© , Arizona Regional Multiple Listing Service (ARMLS). All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.85%
7.15%

Principal & Interest

$2,827 /mo
$4,617 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $373,863 (38%)
You can enter any amount below - secondary financing will cover the difference if needed.
38%
$

You cover the entire equity of $373,863!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.85% Sellers Rate
$621,137
Your Cash$373,863
Total Purchase Price:$995,000

Assumed vs Traditional Mortgage

Assumed @ 2.85%
$2,827/mo
Traditional @ 7.15%
$4,789/mo
You save $1,962/month ($23,545/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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