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$1,138,900

($503,053 down)
VA

28097 Promontory Lane, Valencia, CA 91354

4
3
2,834 sqft
PITI Monthly
$4,374.77 /mo

Listing courtesy of: Lori Fischer, Coldwell Banker Hartwig

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,887 /mo
$4,728 /mo

What's Special

SHOPPING
DINING
SPACIOUS
LUXURY
FIREPLACE
WALK-IN CLOSET
PLAYGROUND
FAMILY-FRIENDLY

LUXURY LIVING on a RARE OVERSIZED LOT in AFFLUENT VALENCIA - NO MELLO ROOS! Welcome to this beautifully well-maintained and upgraded 4-bed, 3-bath 2,924 sf home on a truly rare 7,171 sf lot - one of the largest in all of Valencia. Located in a prestigious, family-friendly Valencia community with NO MELLO ROOS and a low $50/month HOA. Enjoy soaring ceilings, expansive formal living room, chef's kitchen with island, dining room and breakfast bar, large family room with fireplace, and a custom downstairs tech center - perfect for remote work or homework. Upstairs features a second tech center, a spacious primary suite with a giant walk-in closet, 3 additional bedrooms, laundry room, and walk-in linen closet. The property includes a 3-car garage with 50-amp EV charger and access to Valencia Copperhill's resort-style amenities, including a large swimming pool, hot tub, lounge areas, picnic spots, and a playground for the little ones - perfect for unwinding or spending quality time with family and friends. Desirable schools, shopping, and freeway access nearby. A rare chance to one of Valencia's most sought-after neighborhoods. The Valencia paseo system is one of the most unique features with 30 miles of biking trails, walkways and bridges.

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
2.83
Remaining Loan Term
25 years, 11 months
Monthly PITI
$4,374.77/mo
Estimated Loan Balance
$638,613
Cash to close
$503,053
Interest Paid
$77,331

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: CentralAir
  • Heating: NaturalGas
Features
  • Materials: Frame
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: Community, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Frame
  • Roof: Unknown
Condition
  • Year Built: 2000
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, StreetLights, Suburban, Sidewalks, Pool
HOA
  • Has HOA: Yes
  • HOA Name: Copper Hill Master Association
  • HOA Amenities: Unknown
  • HOA Fee: $50
  • HOA Frequency: $Monthly
Location
  • Region: Valencia

Financial Details

  • Price per Sqft: $401.87
  • Tax Annual Amount: $14236.2
  • On Market Date: 2025-04-24T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $503,053 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $503,053!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$635,847
Your Cash$503,053
Total Purchase Price:$1,138,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,887/mo
Traditional @ 7.15%
$4,904/mo
You save $2,017/month ($24,200/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SR25091030

Listing From:

Last updated: 2025-05-09T00:19:24.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

2.83%
7.15%

Principal & Interest

$2,887 /mo
$4,728 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $503,053 (44%)
You can enter any amount below - secondary financing will cover the difference if needed.
44%
$

You cover the entire equity of $503,053!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage2.83% Sellers Rate
$635,847
Your Cash$503,053
Total Purchase Price:$1,138,900

Assumed vs Traditional Mortgage

Assumed @ 2.83%
$2,887/mo
Traditional @ 7.15%
$4,904/mo
You save $2,017/month ($24,200/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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