Billy  Alt

Billy Alt

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Closed

$429,000

($42,817 down)
FHA

2713 Monterey Street, Chico, CA 95973

4
2
1,481 sqft
PITI Monthly
$2,649.92 /mo

Listing courtesy of: Kelsey Wakefield, Re/Max of Chico

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,761 /mo
$2,785 /mo

What's Special

LOCATION
SHOPPING
DINING
SPACIOUS
STAINLESS STEEL APPLIANCES
FIREPLACE
DECK
CHARMING
COZY

Nestled in a peaceful neighborhood yet conveniently close to shopping, dining, and freeway access, this charming 4-bedroom home has it all—including a sparkling in-ground pool! Step inside to discover a spacious living room featuring a cozy fireplace, laminate flooring, and large windows that fill the space with natural light. The light, neutral color palette enhances the bright and airy ambiance throughout. The well-appointed kitchen is a chef’s delight, offering ample counter space, plenty of storage for cookware, sleek stainless steel appliances, and a gas range for effortless meal preparation. Retreat to the expansive primary suite, complete with a generous closet and an en suite bath featuring a beautifully tiled walk-in shower. Additional highlights include recessed lighting, ceiling fans throughout, three comfortable guest bedrooms, and an attached one-car garage. The backyard is an entertainer’s dream, boasting a huge covered deck perfect for barbecues, a refreshing in-ground pool, and a spacious lawn—ideal for pets or outdoor activities. With its prime location near local attractions, this home offers the perfect blend of comfort, convenience, and outdoor enjoyment. Don’t miss out on this incredible opportunity!

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.1
Remaining Loan Term
26 years, 9 months
Monthly PITI
$2,649.92/mo
Estimated Loan Balance
$386,944
Cash to close
$42,817
Interest Paid
$40,173

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 2
Cooling & Heating
  • Cooling: CentralAir
  • Heating: Central
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom
  • Flooring: Carpet, Tile

Exterior

Fencing
  • Fencing: Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 1
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 1
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Composition
Condition
  • Year Built: 1954
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Suburban
HOA
  • Has HOA: No
Location
  • Region: Chico

Financial Details

  • Price per Sqft: $289.67
  • Tax Annual Amount: $5362.5
  • On Market Date: 2025-02-03T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $42,817 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $42,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$386,183
Your Cash$42,817
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,761/mo
Traditional @ 7.15%
$2,889/mo
You save $1,128/month ($13,538/year)

*Secondary financing rates are an estimated value based on input

MLS ID: SN25024573

Listing From:

Last updated: 2025-03-27T23:03:04.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.1%
7.15%

Principal & Interest

$1,761 /mo
$2,785 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $42,817 (10%)
You can enter any amount below - secondary financing will cover the difference if needed.
10%
$

You cover the entire equity of $42,817!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.1% Sellers Rate
$386,183
Your Cash$42,817
Total Purchase Price:$429,000

Assumed vs Traditional Mortgage

Assumed @ 3.1%
$1,761/mo
Traditional @ 7.15%
$2,889/mo
You save $1,128/month ($13,538/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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