Billy  Alt

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$1,325,000

($805,894 down)
FHA

25801 Chapel Hill Drive, Lake Forest, CA 92630

5
4
2,199 sqft
PITI Monthly
$5,053.24 /mo

Listing courtesy of: Cesi Pagano, Keller Williams Realty

Assumed Rate

3.68%
7.15%

Principal & Interest

$2,922 /mo
$4,299 /mo

What's Special

REMODELED
MINUTES AWAY
SHOPPING
DINING
SPACIOUS
MODERN
LUXURY
STAINLESS STEEL APPLIANCES
FIREPLACE
VAULTED CEILINGS
PATIO
COZY

From porch swings to poolside days, this home is your haven for everyday comfort and creating unforgettable moments. Whether you're hosting guests, housing loved ones, or seeking your own peaceful sanctuary, this home offers the perfect blend of comfort, privacy, and backyard luxury. The private mother-in-law suite is thoughtfully designed with its own updated ensuite bath, private entrance, and direct access to the expansive backyard—perfect for multi-generational living, visiting guests, or added privacy. Step outside and unwind in your own outdoor sanctuary featuring a spacious grassy area for play, a large patio for al fresco dining, and an inviting pool and spa that sets the scene for sun-drenched afternoons and relaxing evenings. Inside, the home strikes the perfect balance between warmth and modern design. Grey laminate flooring flows throughout the main level, creating a seamless and stylish foundation. The family room with a cozy fireplace opens directly to the kitchen—featuring quartz countertops, stainless steel appliances, ample storage, and new flooring—perfect for everything from weeknight dinners to weekend gatherings. Vaulted ceilings enhance the spacious feel in the living and dining areas, while a freshly updated half bath adds a thoughtful touch of convenience downstairs. Upstairs, the primary suite is your light-filled escape with plush carpeting, a ceiling fan, and a fully remodeled ensuite bath showcasing custom-patterned tilework, a walk-in shower, new vanity, and upgraded fixtures. The secondary bedrooms are generously sized with soft carpeting, ceiling fans, and abundant natural light. With nearby parks, top-rated schools, shopping, and dining just minutes away, this isn’t just a home—it’s a lifestyle.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.68
Remaining Loan Term
21 years, 5 months
Monthly PITI
$5,053.24/mo
Estimated Loan Balance
$673,099
Cash to close
$805,894
Interest Paid
$183,652

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 5
  • Bathrooms: 4
Cooling & Heating
  • Cooling: CentralAir
  • Heating: ForcedAir
Features
  • Materials: Stucco, CopperPlumbing
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Carpet, Laminate, Tile

Exterior

Fencing
  • Fencing: Block, Vinyl, Wood
Roof
  • Roof: Composition
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: Yes
  • Pool Features: InGround, Private

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Modern
Materials
  • Stucco, CopperPlumbing
  • Roof: Composition
Condition
  • Year Built: 1977
Details
  • Builder: William Lyon

Community & HOA

Community
  • Subdivision:
  • Features: Curbs, Gutters, StormDrains, StreetLights, Suburban, Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Lake Forest

Financial Details

  • Price per Sqft: $602.55
  • Tax Annual Amount: $16562.5
  • On Market Date: 2025-05-08T00:00:00.000Z
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Savings Calculator

Current cash to close is $805,894 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $805,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$519,106
Your Cash:$805,894
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$2,922/mo
Traditional @ 7.15%
$4,459/mo
You save $1,537/month ($18,439/year)

*Secondary financing rates are an estimated value based on input

MLS ID: OC25099339

Listing From:

Last updated: 2025-05-08T18:53:59.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.68%
7.15%

Principal & Interest

$2,922 /mo
$4,299 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $805,894 (61%)
You can enter any amount below - secondary financing will cover the difference if needed.
61%
$

You cover the entire equity of $805,894!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.68% Sellers Rate
$519,106
Your Cash:$805,894
Total Purchase Price:$1,325,000

Assumed vs Traditional Mortgage

Assumed @ 3.68%
$2,922/mo
Traditional @ 7.15%
$4,459/mo
You save $1,537/month ($18,439/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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