Billy  Alt

Billy Alt

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$1,299,000

($767,732 down)
VA

223 Cottingham Court, Oceanside, CA 92054

4
3
1,943 sqft
PITI Monthly
$4,225.59 /mo

Listing courtesy of: Alejandra Polanco, ROA California Inc

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,573 /mo
$3,982 /mo

What's Special

REMODELED
SHOPPING
DINING
HISTORIC

* Seller will entertain offers between $1,299,000 - $1,399,000. * Coastal Charm in Oceanside! Welcome to 223 Cottingham Ct. in the peaceful Mesa Pines neighborhood of historic Loma Alta. Enjoy stunning mountain and valley views from a light-filled kitchen, new countertops, new cabinets, beautiful views to a large size backyard, newly remodeled bathrooms, lots of natural light. Just minutes from beaches, shopping, and dining, with easy access to I-5 & SR-76. This is Southern California living at its best—don’t miss out!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
3.27
Remaining Loan Term
25 years, 4 months
Monthly PITI
$4,225.59/mo
Estimated Loan Balance
$666,038
Cash to close
$767,732
Interest Paid
$85,716

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Unknown
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: FamilyRoom
  • Flooring: Unknown

Exterior

Fencing
  • Fencing: Unknown
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 2
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Unknown
Pool
  • Has Pool: Yes
  • Pool Features: SeeRemarks, Association

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Contemporary
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1980
Details
  • Builder:

Community & HOA

Community
  • Subdivision:
  • Features: Mountainous
HOA
  • Has HOA: Yes
  • HOA Name: MESA PINES
  • HOA Amenities: Unknown
  • HOA Fee: $165
  • HOA Frequency: $Monthly
Location
  • Region: Oceanside

Financial Details

  • Price per Sqft: $668.55
  • Tax Annual Amount: $16237.5
  • On Market Date: 2025-05-02T00:00:00.000Z
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $767,732 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $767,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$531,268
Your Cash:$767,732
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,573/mo
Traditional @ 7.15%
$4,131/mo
You save $1,558/month ($18,699/year)

*Secondary financing rates are an estimated value based on input

MLS ID: PTP2503212

Listing From:

Last updated: 2025-05-04T04:30:41.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.27%
7.15%

Principal & Interest

$2,573 /mo
$3,982 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $767,732 (59%)
You can enter any amount below - secondary financing will cover the difference if needed.
59%
$

You cover the entire equity of $767,732!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.27% Sellers Rate
$531,268
Your Cash:$767,732
Total Purchase Price:$1,299,000

Assumed vs Traditional Mortgage

Assumed @ 3.27%
$2,573/mo
Traditional @ 7.15%
$4,131/mo
You save $1,558/month ($18,699/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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