Billy  Alt

Billy Alt

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Closed

$1,320,000

($1,122,800 down)
FHA

1444 Vine Street, Paso Robles, CA 93446

4
3
2,139 sqft
PITI Monthly
$2,768.23 /mo

Listing courtesy of: Scott Howenstine, RE/MAX Parkside Real Estate

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,021 /mo
$1,480 /mo

What's Special

LOCATION
DINING
SPACIOUS
MODERN
RENOVATED
DECK
CHARMING
EFFICIENT

Craftsman style home on Vine St. complimented by a painstakingly renovated apartment above the 3 car garage. There is also a super efficient "craft room" that is it's own space. The front porch will take you back in time and welcome you into this charming classic. Through the front door, the hardwood floor will greet you and set the tone. Built in's throughout include book shelves, seating areas and a quintessential cupboard in the spacious dining room. There is lovely retreat off the living area that would make a wonderful office or place to sneak in a nap. Large bedrooms, a contemporary laundry and quaint kitchen help complete this special home. The apartment above the garage benefits from a thorough remodel down to the studs. New kitchen, bathroom, windows and HVAC add a modern flare to a private getaway. The large, elevate deck is covered from the elements and has amazing views over the west side rooftops. The craft room is very efficient, with a 3/4 bath and kitchenette. Perfect for guests, a private office or landing spot for an out of the area owner. Great location, fantastic homes and all the elements you could want from a west side property.

... Show more

Assumption Snapshot

Type of Loan
FHA
Interest Rate
3.8
Remaining Loan Term
24 years, 4 months
Monthly PITI
$2,768.23/mo
Estimated Loan Balance
$197,600
Cash to close
$1,122,800
Interest Paid
$44,664

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 4
  • Bathrooms: 3
Cooling & Heating
  • Cooling: SeeRemarks
  • Heating: Combination, Fireplaces, SeeRemarks
Features
  • Materials: Unknown
  • Community: Unknown
  • Has Fireplace: Yes
  • Fireplace Features: LivingRoom, WoodBurning
  • Flooring: Wood

Exterior

Fencing
  • Fencing: AverageCondition
Roof
  • Roof: Unknown
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: PublicSewer
  • Water Source: Public
Pool
  • Has Pool: No
  • Pool Features: None

Construction

Type & Style
  • Stories: 2
  • Home type: SingleFamilyResidence
  • Architectural Style: Unknown
Materials
  • Unknown
  • Roof: Unknown
Condition
  • Year Built: 1925
Details
  • Builder:

Community & HOA

Community
  • Subdivision: PR City Limits West(120)
  • Features: Sidewalks
HOA
  • Has HOA: No
Location
  • Region: Paso Robles

Financial Details

  • Price per Sqft: $617.11
  • Tax Annual Amount: $16500
  • On Market Date: 2024-04-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

Fill out an application to explore financing options for assuming this loan.

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Savings Calculator

Current cash to close is $1,122,800 (85%)
You can enter any amount below - secondary financing will cover the difference if needed.
85%
$

You cover the entire equity of $1,122,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$197,200
Your Cash:$1,122,800
Total Purchase Price:$1,320,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,021/mo
Traditional @ 7.15%
$1,536/mo
You save $514/month ($6,171/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NS24073118

Listing From:

Last updated: 2024-09-07T12:25:05.000Z

© , CRMLS. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

3.8%
7.15%

Principal & Interest

$1,021 /mo
$1,480 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $1,122,800 (85%)
You can enter any amount below - secondary financing will cover the difference if needed.
85%
$

You cover the entire equity of $1,122,800!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage3.8% Sellers Rate
$197,200
Your Cash:$1,122,800
Total Purchase Price:$1,320,000

Assumed vs Traditional Mortgage

Assumed @ 3.8%
$1,021/mo
Traditional @ 7.15%
$1,536/mo
You save $514/month ($6,171/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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