Billy  Alt

Billy Alt

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Closed

$249,900

($18,329 down)
VA

1131 OAK Street N, Fargo, ND 58102

3
2
1,642 sqft
PITI Monthly
$1,854.4 /mo

Listing courtesy of: , Park Co., REALTORS®

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,477 /mo
$1,590 /mo

What's Special

SPACIOUS
PATIO
QUIET NEIGHBORHOOD

Nestled near the river in north Fargo, 1131 Oak St offers a blend of convenience and classic charm. This well-maintained rambler boasts three bedrooms, two bathrooms, and wood floors through most of the main level. Facing the rear yard is a spacious 3-season porch, and a fenced backyard with a patio provides a private retreat for outdoor gatherings or relaxation. Located in a quiet neighborhood, the home is within walking distance of parks, a river walk, and a golf course. With easy access to major roads, this property combines suburban tranquility with urban convenience. With an attached single garage and an insulated 2-stall detached garage, with alley access and extra parking, there is no shortage of space. Seller is offering the remainder of the home warranty, which should be transferable and is valid until July 2025. Schedule a showing before it's gone!

... Show more

Assumption Snapshot

Type of Loan
VA
Interest Rate
6.43
Remaining Loan Term
28 years, 2 months
Monthly PITI
$1,854.4/mo
Estimated Loan Balance
$232,040
Cash to close
$18,329
Interest Paid
$27,473

Facts & Features

Interior

Bedrooms & Bathrooms
  • Bedrooms: 3
  • Bathrooms: 2
Cooling & Heating
  • Cooling: Window Unit(s)
  • Heating: Forced Air
Features
  • Materials: Stucco
  • Community: Unknown
  • Has Fireplace: No
  • Fireplace Features: Unknown
  • Flooring: Wood

Exterior

Fencing
  • Fencing: Partial
Roof
  • Roof: Asphalt
Parking
  • Garage: Yes
  • Garage Spaces: 3
  • Carport: No
  • Carport Spaces:
Water
  • Sewer: City Sewer/Connected
  • Water Source: City Water/Connected
Pool
  • Has Pool: No
  • Pool Features: Unknown

Construction

Type & Style
  • Stories:
  • Home type: Single Family Residence
  • Architectural Style: Unknown
Materials
  • Stucco
  • Roof: Asphalt
Condition
  • Year Built: 1940
Details
  • Builder:

Community & HOA

Community
  • Subdivision: Hectors
  • Features: None
HOA
  • Has HOA: No
Location
  • Region: Fargo

Financial Details

  • Price per Sqft: $152.19
  • Tax Annual Amount: $2728
  • On Market Date: 2024-11-18T00:00:00.000Z
Inquire about this property

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Apply to Assume

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Savings Calculator

Current cash to close is $18,329 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $18,329!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$231,571
Your Cash$18,329
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,477/mo
Traditional @ 7.15%
$1,649/mo
You save $172/month ($2,065/year)

*Secondary financing rates are an estimated value based on input

MLS ID: NST6632175

Listing From: northstar

Last updated: 2025-05-06T17:55:11.000Z

© , northstar. All rights reserved. Information deemed to be reliable but not guaranteed. The data relating to real estate for sale on this website comes in part from the Broker Reciprocity Program. Listing broker has attempted to offer accurate data, but buyers are advised to confirm all items. IDX information is provided exclusively for consumers’ personal, non-commercial use and that it may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information deemed reliable but not guaranteed to be accurate. Listing information updated daily.

Assumed Rate

6.43%
7.15%

Principal & Interest

$1,477 /mo
$1,590 /mo
Inquire about this property

We will reach out to you with more details

Apply to Assume

Fill out an application to explore financing options for assuming this loan.

Apply now

Savings Calculator

Current cash to close is $18,329 (7%)
You can enter any amount below - secondary financing will cover the difference if needed.
7%
$

You cover the entire equity of $18,329!

Enter a smaller amount if you prefer to use secondary financing.

Loan Breakdown

Assumed Mortgage6.43% Sellers Rate
$231,571
Your Cash$18,329
Total Purchase Price:$249,900

Assumed vs Traditional Mortgage

Assumed @ 6.43%
$1,477/mo
Traditional @ 7.15%
$1,649/mo
You save $172/month ($2,065/year)

*Secondary financing rates are an estimated value based on input

Follow Us
Alt Group
Agent/Broker
Billy AltAlt Group (702) 250-1090info@altgrouplv.comMLS BS.1001764

© Listing Service, All rights reserved. The data relating to real estate for sale on this website comes in part from the Listing Service. Real estate listings held by brokerage firms other than Alt Group are marked with the Listing Service logo and detailed information about them includes the name of the listing brokers. All information deemed reliable but not guaranteed and should be independently verified. All properties are subject to prior sale, change or withdrawal. Neither listing broker(s) nor Listing Service shall be responsible for any typographical errors, misinformation, misprints and shall be held totally harmless.

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